Are You On Track to Retire?

April 14, 2016

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In a survey, only 21% of workers said they felt “very confident” that they would be able to retire comfortably. Why is is that 4 out of 5 Americans isn’t ready to retire? The problem is, most Americans aren’t even thinking about retirement when it’s thirty, twenty, or even fifteen years away. Instead, they live paycheck to paycheck, focusing only on the most immediate payments due.
Some Americans plan on not retiring at all, or working late into their eighties because they are depending on good health in their old age. However, despite how far retirement may seem, you should be thinking about your retirement goals and plan to reach them. Here are three steps to help you know if you are on track for retirement:

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6 Elements to Retire in 5 Years or Less

April 7, 2016

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Are you coming up on retirement quickly? Are you eager for the days of relaxation and travel that you have planned?

Are you prepared?

It’s hard to plan for retirement because that date seems so far away. Humans are procrastinators, so we lull ourselves into complacency and justify unnecessary purchases because, of course, we could always save more money next year. Statistics say that less than 10% of Americans are really prepared for retirement. But retirement is coming up faster than you think, and if you are one of the lucky few who will be retiring in the next five years, you need to be thinking about these six elements to make sure that your transition from work to retirement is smooth and stress-free.

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Social Security Changes You Need to Know About

March 30, 2016

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The demise of Social Security may seem inevitable as we hear more and more about the diminishing (or nonexistent) trust fund reserves. However, the government is beginning to take action to prevent that from happening. In November 2015, Congress worked with President Obama to pass bills that allow retirees to maximize their benefits from the Social Security program. This bill goes into action April 30, 2016 (in just a few weeks), so now is the time to determine how these new laws will affect you and your retirement plan.

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3 Things You Can Do Now to Prepare for Retirement

March 24, 2016

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Careful, your retirement is closer than it appears. Although those days of relaxation and free time may seem an eternity away from where you’re standing, those days are approaching quickly. Nearly everyone has heard a horror story or two about couples reaching retirement, only to find out they have to work even longer because they didn’t have a large enough nest egg. You don’t want to be working long hours into your seventies, and you probably don’t want to have to move in with your children for financial support. So what can you do to prevent this? The best way to prepare for retirement is to start now.

We’ve put together three tips to help you get into the habit of thinking about and preparing for retirement as early as possible. With these tips, you’ll be prepared for nearly any financial problem that might come your way and you can ensure that you and your spouse will be able to live the retirement lifestyle you dreamed about on those long, difficult workdays.
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Women and Financial Planning

March 14, 2016

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With the recent celebration of National Women’s Day on March 8, and March being Women’s History Month, we figured that now is the perfect time to talk about investment and retirement planning for women.

While more women are taking the responsibility for family finances, studies still show that women tend to be much more conservative than men when it comes to investing. Women’s risk aversion in investing could stem from a number of causes, ranging from biological differences to income disparity to traditional gender roles. Regardless of the underlying reason, women often live longer than men, and so they have to prepare their savings last to sustain them for a longer amount of time after retirement. Therefore, it’s crucial that women be just as involved in investing, saving, and preparing for retirement.
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Analyzing and Allocating Your Portfolio

February 29, 2016

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Let’s just get one thing straight right now: a portfolio is not about trickery. There are no insider secrets when it comes to investing. And if people come to you with claims that they can “game the system,” you should probably treat them like you would a rattlesnake—back away slowly, and then run.

Why should you “diversify” your portfolio?

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Choosing a Financial Advisor

February 11, 2016

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A financial advisor can help you make smart decisions about your finances. They help you to set appropriate financial goals and stay disciplined in reaching those goals. Whether you’re looking to establish a comfortable retirement, save for your child’s college tuition, or select the right mortgage, working with a financial planner will enable you to look at your assets from a larger perspective and make informed choices about your wealth management.

The first step to reaching your financial goals with your financial advisor is, of course, choosing a financial advisor. It’s important to not that not all financial advisors are created equal. In a featured segment on Vegas Morning Blend, Abe explains, “Choosing a financial professional is not unlike choosing a doctor. Your financial health is very similar to your physical health. You don’t go get heart surgery performed by your general practitioner; you don’t have the optometrist clean your teeth; you don’t have the dentist help you with your eyes.”

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Welcome to the Ashton Strobelt Blog!

February 10, 2016

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Who are we?

Ashton•Strobelt is a wealth management company based out of Southern Utah and Nevada. We specialize in creating individualized client solutions in the areas of financial planning, retirement planning, and investment management. We’ve always been firm about our belief that the client comes first, because we want to make sure that everyone can not only retire, but retire comfortably, happily, safely. As investment advisors, we work closely with our clients to create plans that will help them succeed. But that’s not enough for us.

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